TRUSTED LOCAL PROFESSIONALS
Buying or selling a home takes a team. These are local professionals I’ve worked with and am comfortable recommending. You’re always free to choose your own providers.
Mares Mortgage
Cubie Hernandez
Senior Mortgage Advisor
Equity Title
Christy Cimino
Senior Account Manager
New Venture Escrow
Jessica Burkholder
Senior Escrow Officer
Authentic Partners
Jon Beck
CEO & Co-Founder
WHAT WE DO
Cubie Hernandez helps buyers explore home loan options, get pre-approved, and understand their financing before they start making offers. NMLS #246116
Equity Title provides title insurance and title services for residential transactions, helping make sure a property’s title is clear before closing.
New Venture Escrow acts as the neutral third party that holds funds and documents and coordinates the steps needed to close escrow.
Authentic Partners offers property management services for owners of residential rental properties, including leasing, tenant relations, and maintenance coordination.
I do not receive any compensation, referral fee, or other benefit for recommending these providers. This list is provided for your convenience only. You are free to choose any lender, title company, escrow company, or other service provider. Please do your own research before selecting a provider.
Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Karen Pietsch, REALTOR® | CalRE #02049029 | Coldwell Banker Realty
Affiliated real estate agents are independent contractor sales associates, not employees. ©2026 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
